Terms & Conditions

Effective date: 23 July 2026

General Terms and Conditions for all services offered by Future of Work GmbH (FoW)

Introduction
These General Terms and Conditions govern all interactions related to the educational and training programs offered by Future of Work GmbH ("FoW"), including the use of our website and participation in courses. Registration and participation in any program indicate acceptance of these terms.

Programs & services offered
FoW provides a range of educational programs, including webinars, live events, and personalized training sessions. Details for each program, such as duration, content, and delivery method, will be provided upon registration.

Provider Information

    • Company Name: Future of Work GmbH
    • Address: Oberneuhofstrasse 8, 6340 Baar, Switzerland
    • Registration Details: CHE-304.005.587

User Responsibilities
Participants must comply with all applicable local and international laws, in addition to maintaining constructive cooperation and active engagement in programs. Disruptive behavior, which includes but is not limited to harassment, cheating, or any other activities that disrupt the learning environment, may lead to suspension or termination of access, with all contractual obligations remaining enforceable.

Account Ownership & License Terms

Each participant is responsible for one unique account tied to their individual email address. All paid program licenses are personal and non-transferable. Each license grants access to one named individual only. Sharing login credentials, account access, or program content with others is strictly prohibited.

Sharing a paid license constitutes:

  • A material breach of these terms
  • Unauthorized redistribution of intellectual property
  • Grounds for immediate account termination without refund
  • Liability for the full cost of an additional license for any unauthorized user at full price

The account holder is fully responsible for all access under their account and liable for any breach of this clause.

If credential sharing or unauthorized multi-user access is detected, FoW will immediately suspend the account, forfeit all remaining program time and refunds, and invoice the account holder for the cost of the additional license consumed at full price. Reinstatement requires written acknowledgment and payment.

Pricing and Payment
Prices are binding as communicated by FoW and exclusive of VAT. Participants are responsible for any taxes and additional fees that may apply.

Cancellations, Modifications & Refunds

AI Discovery & AI Lab Programs

Participants wishing to cancel or modify their enrollment must notify FoW in writing at elena@future-of-work.ch, clearly stating the course name and start date. The following conditions apply:

    • More than four weeks before the course start:
      Full refund. One-time modification (course date change) free of charge.
    • Two to four weeks before the course start:
      50% cancellation fee applies. One-time modification (course date change) free of charge.
    • Less than two weeks before the course start:
      80% cancellation fee applies. One-time modification possible only with a 10% modification fee.

Important: Modifications must be requested and confirmed prior to the course start date. Once a course has begun, cancellations or modifications are no longer possible, and full course fees remain payable.

"No Risk, Follow Through" Guarantee for AI Discovery

For selected programs explicitly marked as offering a refund guarantee ("No Risk, Follow Through Guarantee"), the following terms apply in place of standard cancellation terms:

Participants must pay the full program fee upon registration. A 100% refund will be granted only if the participant has fully completed the program and submits a written refund request, including supporting evidence, within 7 calendar days of program completion.

To be eligible for a refund, the participant must have:

  • Completed all weekly lessons by end of day Sunday of the following week (exception week 3: min 50% of the content)
  • Participated in at least 3 out of the 4 live Q&As
  • Share results or questions in the community at least 3 x during the 4 weeks
  • Request a refund via email to elena@future-of-work.ch within 3 calendar days following the end of the Week 4 live Q&A.

Refunds will not be issued under the following conditions:

  • The participant fails to complete the program in full
  • The participant does not submit the required deliverables and communication outlined above
  • The request is submitted beyond the 3-day post-program window
  • The program was not explicitly marked as eligible for the “Earn Your Refund” guarantee

This guarantee is designed to protect committed participants while maintaining the integrity of the program.

AI Hive Membership

Monthly Membership:
You may cancel your membership at any time, with cancellation taking effect at the end of your current billing month. To avoid renewal for the next month, cancellation must be submitted by the 25th of the current month. No partial refunds are issued for unused time within a billing cycle.

Annual Membership:
Annual memberships are non-refundable and can only be cancelled at the end of the 12-month term. To avoid automatic renewal, cancellation must be submitted by the 25th of the final month of the membership.

If FoW makes significant changes to the program, participants will be notified promptly and will have the option to either accept the changes, transfer to another program, or receive a full refund.

 
 

Data Protection & AI Operations

FoW is an AI-powered business and uses artificial intelligence and automation tools throughout our operations — including course delivery, content creation, customer communication, and data analysis. This section explains how we handle your data in this context.

 

Our data minimization principle

We are committed to processing the minimum amount of personal data necessary to deliver our services. This means:

  • We do not collect data we don't need
  • We use automation and AI tools to enhance efficiency, but only with data scoped to its specific purpose
  • When we use third-party tools (vendors, platforms, or AI services), we ensure they have data processing agreements in place and comply with Swiss data protection law (FADP / revDSG)
  • We prefer tools hosted in Switzerland or the EU where feasible; where we use tools hosted outside Switzerland, we have transfer safeguards (Standard Contractual Clauses, Data Privacy Framework certifications, or other legally recognized mechanisms) in place
 

Tools and vendors we use

We use various third-party tools to operate our business, deliver courses, process payments, and communicate with you. These include (but are not limited to): course platforms, email and automation services, payment processors, hosting providers, and AI assistants.

You have the right to know: If you have questions about what specific tools we use, where your data is stored, or how a particular vendor handles your information, you can ask us anytime at elena@future-of-work.ch. We will provide you with specific details about any tool that processes your personal data, including its location, our data processing agreement, and transfer safeguards where applicable.

AI use in our operations

We use AI tools to:

  • Analyze aggregated or anonymized data to improve courses and content
  • Assist with content creation and course design
  • Automate routine communications and administrative tasks

Where AI processes your personal data, we:

  • Minimize what data reaches the AI system (preferring aggregated, anonymized, or non-personal data)
  • Use AI systems with data processing agreements and appropriate safeguards
  • Never use your personal data for AI model training without explicit consent

FoW commits to protecting participant privacy in accordance with the Swiss Federal Data Protection Act.

Limitation of Liability
FoW is liable only for direct damages caused by its proven fault. No liability is accepted for indirect or consequential damages.

Modifications to Terms
Changes to these terms and program content will be published on www.future-of-work.ch. Participants are encouraged to review periodically. Such changes will take effect upon being posted on the website.

Governing Law
These terms are governed by Swiss law. Both parties aim to resolve any disputes amicably; however, if litigation is necessary, exclusive jurisdiction lies with the courts in Baar, Switzerland.

Certification
For AI Discovery, FoW issues certificates of completion to participants who successfully meet the program's criteria. These certificates do not represent guarantees of competency.

Ethical Use of Knowledge
Participants are expected to use the knowledge and materials gained from the program ethically and responsibly. FoW is not liable for misuse of this knowledge.

Final Provisions
These terms are effective unless deviations are agreed in writing. Individual agreements take precedence over these general terms.

Additional Provisions

  • Force Majeure: FoW is not liable for failures or delays in service due to circumstances beyond reasonable control.
  • Severability: If any part of these terms is found to be unenforceable, the remaining sections will continue to be valid and enforceable.

 

 

 

 

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